Non-Judicial Timeshare Foreclosures

•  Chronic delinquency erodes cash flow.
• Extended default cycles weaken association stability.
• Non-judicial foreclosure provides a structured, statute-driven path to regain control of non-performing intervals and restore inventory.
• Vacation Ownership Services Title Agency (VOSTA) manages non-judicial timeshare foreclosure processes from initiation through final recording.
• Our operational target: approximately 180 days start to finish, subject to jurisdictional timelines.

• Persistent non-paying owners
• High delinquency ratios 
• Failed collection efforts
• Preparation for bulk consolidation
• Repurposing or redevelopment strategy
• Clearing title prior to resale

 VOSTA coordinates the full administrative foreclosure process, including:

✔ Statutory notice preparation
✔ Owner notification tracking
✔ Trustee coordination (where required)
✔ Recording management
✔ Title consolidation post-foreclosure
✔ Preparation for resale or bulk transfer
✔ Integration into repurposing strategies

We operate in compliance with applicable state statutes governing non-judicial foreclosure of timeshare interests.

While each state varies, most processes are completed within:

~180 days from initiation to final deed issuance

Delays typically arise from statutory cure periods or recording backlogs.

All hard costs (recording, certified mail, publication, trustee fees, etc.) are pass-through.

Service fees:

• 0–49 Intervals: $350 per foreclosure
• 50–99 Intervals: $325 per foreclosure
• 100–199 Intervals: $300 per foreclosure
• 200+ Intervals: Custom Quote

•  Licensed title agency
• Experienced in interval consolidation
• Integrated with repurposing strategy
• Bulk-volume capable
• Operationally efficient
• Structured reporting and tracking
   

We understand that foreclosure is not the goal.

Inventory control is the goal.

Non-judicial foreclosure is often the first phase in a broader strategy that may include:

• Title cleanup
• Interval consolidation
• Termination votes
• Conversion to whole ownership
• Bulk resale positioning
   

VOSTA provides continuity from delinquency through final disposition.

If your association or development is evaluating non-judicial foreclosure as a recovery strategy, contact VOSTA for a confidential consultation and volume analysis.